Abdul Ganiyu Muhammed

Founder & CEO of Willz-Boye


Abdul-Ganiyu Mohammed retired as a General Manager in the Small and Medium Enterprises Directorate of the Bank of Industry in May 2018 after having served in various capacities for 26 years in the Bank and after over three decades as a Development Banker.

His working career spans the civil service, having served briefly (one year) as an Agricultural Engineer under the Niger State Ministry of Agriculture and Natural Resources, from where he embarked on his development banking sojourn. He served for about eight (8) years at the then Nigerian Agricultural and Cooperative Bank (now Bank of Agriculture) in the Investment and Projects Departments. He subsequently moved to the Nigerian Industrial Development Bank (now Bank of Industry) and served for a period of twenty-six (26) years.

At the Bank of Industry, he served as the Special Assistant to the Managing Director/CEO for a period of 9 years, where he was exposed to the formulation of key policy issues, contributed to top management decision-making and acquired general management skills. He at various times served in the Commercial Division where he pioneered the restructuring of the Division into Treasury and Financial Institutions, International Operations and Investment Departments, as well as in the Small and Medium Enterprises (SME) Coordinating Office where he coordinated the activities of the SME Group nationwide. He was subsequently posted to Bauchi as the North East Zonal Manager where he served for one year before his redeployment to Abuja as the first BOI Northern Regional Head. 

He rose to the position of General Manager in the year 2012 with responsibility for supervising the Bank’s SME operation nationwide. When the SME Directorate was restructured into North and South owing to creation of new Regional and State Offices, Abdul-Ganiyu had responsibility for superintending the Southern Operations, the SME Funds Department, Bottom of the Pyramid Group and SME Credit Group. 

He spearheaded most of the new and innovative initiatives in the SME Directorate, among which are product development, the youth development programmes such as Graduate Entrepreneurship Fund (GEF), Youth Entrepreneurship Support Programme (YES) and Youth Ignite, the Bottom of the Pyramid On-lending Scheme through Microfinance Banks, the SME Digital Offerings, the Business Development Service Providers Scheme, etc. He was a leading member of the team that designed the credit aspect of the Federal Government N-Power Scheme.

Abdul-Ganiyu was a member of various Management Committees in the Bank, presiding over the Management Contracts Committee, Micro Credit Committee, Ease of Doing Business Committee and the Staff Retirement Benefit Board of Trustees. He served on the boards of Coleman Technical Industries and Abuja Steel Company and is currently a board member of the BOI Microfinance Bank, BOI Insurance Brokers and LECON Financial Services Limited.  

He attended the University of Ibadan where he graduated in 1981 with a Second Class Upper Division in Agricultural Engineering and in the year 2002 obtained an MBA (Banking and Finance) from the Enugu State University of Science and Technology.

He is currently the Founder and CEO of Willz-Boye (Investment & Development Advisers), a consultancy and advisory firm.